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Extravagant, offbeat gift ideas
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Not the memorabilia type? If your friend wants to learn how to play an instrument, head to the local music store and buy them the desired instrument, plus lessons to start them off, says Deyette. If they have favorite band or musician, buy them the band's sheet music.

For everyday fans of music, Deyette suggests buying them the latest iPod. You can also buy an iPod Nano that comes preloaded with songs, says White. If they have the Nano, buy the latest iPod cover or an iTunes gift card so they can legally download new music for free. CDs are always good, too, if you know who your friend's favorite musicians are.

If they love a particular band, promise to take them to a concert when the band is playing in town, says Deyette. Say to them, ''next time they're near here, we're going."

Research upcoming concerts in your area at Ticketmaster.

Gift cards in a basket
Of course, maybe you're busier than a plaid suit and have little time to arrange for fancy gifts. If you're opting for yet another gift card for someone special this year, at least present it better.

"Giving someone a gift card inside a card is a little impersonal," says Deyette. "I love the idea of putting together a basket around it." She suggests including a pair of cashmere slippers, some chocolates and a bottle of champagne to go with the gift card. "It's like saying, 'Here, I'm going to take care of you.'"

One author we spoke with made a similar suggestion. "Make it a gift in a gift," says Robyn Spizman, author of "Make it Memorable" and co-author of the "Author 101" book series. She suggests giving a handbag with the card, or putting the card inside a nice wallet. Besides customizing the card itself, you can further personalize the card by including a short poem with the card. "Write: 'Here's a shopping spree for you from me.'"

If you want to be even more generous, purchase a gift card to a hotel or airline, says Deyette. In the card, list of a couple of destinations they could go to and leave check boxes by them. You provide the means, they choose the inn.

Get gift-card smart
Finding a gift card doesn't even have to be inconvenient. You can find a variety of gift cards in places you might not think to look, such as grocery stores and drug stores, according to the National Retail Federation.

Just be sure that when you buy the gift card, you fully understand its limitations and that you educate the recipient about them, Spizman says. Mention any expiration dates. If you want to research gift cards' terms and restrictions, check out Bankrate's gift card survey.

As for the gift card itself, be sure to make it personal.

"Don't give someone a generic gift card to Macy's or Neiman Marcus," says White. "Make it a gift card to a place they love, such as a favorite store. If they're basketball fanatics, then get a gift card to an NBA store. If they love candles and fragrances, give them a gift card to a perfumery."

Bankrate.com's corrections policy -- Updated: Nov. 17, 2006
 
 
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