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Katrina aftermath: Personal stories from ground zero
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Like many middle-class residents who have been devastated by the fury of Katrina, Pfalzgraf has found himself in a financial ruin that he could have never imagined.

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"For the first three days, I was in denial. I was like 'I don't need assistance. I'm a business owner. I'm a homeowner. Why would I need assistance?' Then the reality set in -- I was homeless, I was the one needing assistance."

John Champagne
Westbank resident John Champagne, 35, runs a small family-owned business that supplies local companies with electronic equipment. When they evacuated for a few days last year in anticipation of Hurricane Ivan, the business took a solid hit -- but the Katrina hit could be the fatal blow.

"We've been shut down for almost two weeks, and now we're hearing it could be another week and a half," he says. "At this point, we just don't know. I've spoken to so many people, including family members, that just aren't coming back."

After spending five days in Texas, they moved to another hotel in Jennings, La. They have contacted FEMA, but they won't assist in anything until they find out what the homeowner's insurance is going to cover. While a tree has crashed through their home, the lost business revenue and declining cash flow is a top priority.

"We've spent a good portion of what we had in a savings account just for an emergency purpose. We spent almost all of it just on the hotel rooms," he says.

Tami Nelson
Tami Nelson, 30, a resident of Uptown New Orleans, has temporarily relocated to Austin, Texas, with the assistance of friends and family. She has not been to her apartment since she left home two weeks ago and, like many others, she has no idea when she may be able to return. Nelson was on the verge of getting her real estate license but sees this as a major blow to her career.

"Its definitely set me back significantly. The work I did in New Orleans was an ongoing process to get where I was, what I was going to be," she says. "I can get into real estate here, but I'm going to have to start at the bottom again."

While Nelson has high hopes of landing a decent job in Austin, she expresses concern about the expenses that she may incur in the coming weeks. Paying off her credit card debt and what she anticipates to be a high cell phone bill is the least of her concerns. Like many other young professionals who have fled the city, her savings -- which traditionally would go to things like buying a first home -- are being eaten away by the aftermath of Katrina.

"I anticipate having a little income in a couple weeks, but in the meantime, I'll be plowing through the little that I had saved," she says.

Sissy Simoneaux
Sissy Simoneaux, 46, a medical staffing coordinator from Jefferson Parish is among the thousands of displaced people uncertain about the future. She is staying with relatives in San Antonio and assumes she has lost her job. Getting in touch with anyone in the New Orleans area is a difficult task -- even on cell phones, communications in the (504) area code have been unreliable at best. Simoneaux is also waiting on a paycheck that was scheduled to be issued Sept. 2.

 
 
Next: "We don't even have access to our bank account"
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 RESOURCES
Hurricane Katrina bill payment relief
Starting over after Katrina
Katrina: biggest destroyer of homes
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