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Appliance longevity and monthly costs
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Energy use of refrigerators
Type and year of purchase Typical est. kwh/month Monthly cost*
Refrigerators (18.5-20.5 cubic feet)
Top freezer -- purchased before 1990 100 $9.85
Top freezer -- purchased between 1990 and 1993 70 $6.90
Top freezer -- purchased after 1993 55 $5.42
Top freezer -- Energy Star, purchased after 2001 37 $3.64
Side-by-side -- purchased before 1990 135 $13.30
Side-by-side -- purchased between 1990 and 1993 100 $9.85
Side-by-side -- purchased after 1993 70 $6.90
Side-by-side, Energy Star, purchased after 2001 48 $4.73
*Calculated at 9.85 cents per kwh (Source: Focus On Energy)

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NATIONAL OVERNIGHT AVERAGES
30 yr fixed mtg 5.03%
48 month new car loan 6.77%
1 yr CD 1.57%
Rates may include points
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