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Exclusive   2007 closing costs study
  STATISTIC: For all states and the District of Columbia, total origination  
  and closing costs averaged $2,736.  
   
State-by-state costs

Closing costs averages: Idaho

 
Closing costs
Idaho Loan amount: $200,000
Item Boise, Idaho U.S. average
Origination fees
Points ($) $664.00 $710.94
Application fee $427.50 $425.00
Commitment fee $565.00 $565.72
Document preparation $188.33 $187.24
Funding fee -- $225.00
Origination or lender fees $1,110.00 $1,114.81
Processing $376.25 $370.93
Tax service $70.14 $66.28
Underwriting $255.00 $246.84
Wire transfer $30.00 $29.23
 
Title and closing
Appraisal $328.13 $325.98
Attorney, closing or
settlement fee
$474.29 $343.89
Credit report $12.74 $12.52
Flood certification $11.00 $11.10
Pest, other inspection $50.00 $49.95
Postage/courier $27.82 $28.30
Survey $50.00 $134.85
Title insurance $603.83 $707.30
Title work: Title search, plat drawing, name search, endorsements $140.00 $197.71
 
Government fees
Recording fee $88.50 $95.12
City/county/state tax stamps/intangible tax -- $1,371.49
 
Prepaid $1,375.57 $1,468.55
Escrow $700.00 $707.56
Total cost $3,068.22 $3,681.04
 
Average origination $1,293.78 $1,294.04
Average title and closing $1,333.01 $1,442.17
Average origination plus title $2,626.79 $2,736.21
-- Posted: July 12, 2007
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