Monthly expenses: Sandra Lawrence
|
|
|
Current
|
Adjustment
|
Future
|
Comments
|
|
Housing
|
650
|
(400)
|
250
|
Rent a room to a student;
collect rent from 18 year old son. |
|
Car expense
|
170
|
(20)
|
150
|
Walk more, drive less. |
| Medical |
200
|
(150)
|
50
|
Can't afford elective
treatment. |
|
Telephone
|
60
|
(10)
|
50
|
Use Internet more, long
distance calls less. |
| Utilities |
130
|
(20)
|
110
|
Practice conservation. |
| Groceries/household |
200
|
|
200
|
OK |
| Clothing |
40
|
|
40
|
OK |
| Dry
cleaners |
30
|
(10)
|
20
|
Wash and wear;
spot clean. |
| Recreation |
100
|
(70)
|
30
|
Bare bones until debts
are paid off. |
| Movies/plays |
20
|
|
20
|
OK |
| Dining out |
100
|
(50)
|
50
|
Save dining out for the
out-of-town weekends. |
| Charity |
100
|
(50)
|
50
|
Reduce giving until debts
are paid off. |
| Beauty salon |
10
|
|
10
|
OK |
| Debt
payments |
360
|
240
|
600
|
Paying off debts is high
priority. |
| Books |
50
|
(50)
|
-
|
Go to library instead
of bookstore. |
| Internet |
20
|
|
20
|
OK |
| Gifts/holidays |
60
|
(20)
|
40
|
Small gifts, large love
notes. |
| Pet expense |
30
|
|
30
|
OK |
| Vacations |
250
|
(150)
|
100
|
Limit travel to weekend
trips. |
| Son (lives with dad) |
50
|
(20)
|
30
|
Can't afford monthly handout. |
| Investing |
100
|
(100)
|
-
|
Can't afford to invest
when there's debt to be paid off. |
|
Total monthly expenses
|
$2,730
|
($880)
|
$1,850
|
Sandra's take home pay is $1,850 |
-- Posted: Nov. 2, 2001
