Bankrate: What was your first big splurge after you got your first big paycheck?
Heidi Klum: I guess it was a nice apartment. When I first started
modeling, I lived in a drafty, drippy, roach trap that was the absolute opposite of glamour. So I got a nicer
apartment with the money I made in my first big check.
Bankrate: Do you set aside money for your children's college funds?
Heidi Klum: I'm a big planner. My kids are obviously a big priority in
my life so I definitely plan, invest and save for their futures, whether it's for college or not.
Bankrate: Does having financial security make you feel a more powerful
entity in your various businesses?
Heidi Klum: I think experience and more people knowing you and your
products actually give you more power in this business. But having the financial security is also nice, but I don't
know if it necessarily makes me feel more powerful. Being around my husband and children makes me feel more powerful
as a woman. All the money in the world cannot make you happy.
Bankrate: What do you think is the difference between being a woman in
Europe versus one in America?
Heidi Klum: Maybe Europeans are more relaxed about certain things like
taking holiday or sunbathing topless, but there are plenty of relaxed and tightly wound people in both places, actually.
It's hard to generalize. I've been living in the states for a long time now, but I still go to Europe frequently for
work and to see family, so I experience both places.
Besides your modeling career, you have branched
out into so many other areas ... such as designing
jewelry for Mouawad, Birkenstock shoes and your
own jewelry line, the Heidi Klum Collection.
My QVC line is going really well. I design jewelry
but also the line includes shoes, wallpaper ...
I also recently shot an ad campaign for Jordache.
I was a little nervous at first because it was
after I had my last child and I was naked on top,
but I'm very happy with the photos.
Bankrate: What's your favorite piece of jewelry?
Heidi Klum: My all-time favorites are, of course, my wedding band and
engagement ring. But I wear a lot of my own QVC jewelry, which isn't expensive. I recently celebrated the first
anniversary of my signature collection. The last piece of jewelry I bought was when I went to India recently, so
I picked up a few pieces there.
Bankrate: What was the best gift one of your kids ever gave you?
Heidi Klum: Their drawings, which decorate our fridge at home -- just
like everyone else's.
Bankrate: What's a perfect day like for you?
Heidi Klum: Relaxing with the family, staying at home all day in PJs,
cooking pancakes, swimming and hanging out in the garden. But I don't have enough of those days lately. I have been
so busy, but it's all fun.