The key to getting
the best mortgage rate is good credit. A 2004 study by the U.S. PIRG, the
federation of state Public Interest Research Groups, found that one in four
adults have serious errors on their credit reports. Not small errors either.
The Fair Credit Reporting Act requires credit-reporting agencies to fix these
mistakes, but it's up to you to find the problems and to ask for the errors
to be corrected. Use Bankrate's work
sheet to assist you.
