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Financial Literacy - Budgeting
TOOLS AND RESOURCES
Budgeting toolkit
Use these work sheets, calculators and money-saving tips to guide your financial planning.
The simple art of budgeting
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Spending plan work sheet
Spending plan
Instructions:
1.
Calculate monthly net income in box 1
2.
Estimate monthly expenses (sum of fixed (2a), controllable (2b) and monthly portion of periodic expenses (2c)
3.
Compare income and expenses and make adjustments
3. Compare income & expenses
Net monthly income
$___________
Estimated expenses:
Fixed......................$___________
Controllable............$___________
Periodic..................$___________
(monthly portion)
minus
$___________
Balance
$___________
Reproduced with the permission of Michigan State University Cooperative Extension
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TABLE OF CONTENTS
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Budgeting
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Overview: Budgeting
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Money Makeover
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