| • |
Discharge usually
occurs within three to five years.
The timing mostly depends on when
debts are paid in full. |
|
|
| Chapter
13: Secured credit card (three
years) |
| • |
Bankrupt consumers
can get a secured credit card
immediately after discharge. |
| • |
Annual percentage
rates are usually from 15 percent
to 25 percent. |
|
|
| Chapter
13: Request annual credit reports
(three years) |
| • |
Get a credit
report from each of the three
major credit reporting agencies
(Equifax, Experian and TransUnion)
immediately after discharge. |
| • |
Check for errors,
missing information and an "included
in BK" notification for pre-bankruptcy
debts. |
|
