With so many choices open to you, it's sometimes difficult to figure out just which one will work best. And if your math skills didn't progress beyond intermediate algebra, you may find yourself stumped when trying to compare your options.

No problem!

You need calculations? We've got calculators!

They'll help you work out a budget, decide if you should refinance your home (and, if so, determine the best method for doing so), figure how to pay down your loans quickly and how making small extra payments on credit cards can save you tons of cash in the long run.

Free interactive tool to create your own household budget -- Here's a simple spreadsheet you can use -- for free -- to get you started on your personal family spending plan.

Debt pay down adviser -- Find the fastest and cheapest way to pay off your debts with this tool that gives you personalized, expert advice.

The true cost of paying the minimum -- Find out the difference in interest between a fixed payment and the minimum credit card payment with this financial calculator.

Should you borrow from home equity? -- Does your current situation make home equity a sensible borrowing option, or not? Let Bankrate help.

Equity loan vs. HELOC -- Figure out whether you're better off getting a home equity loan or a HELOC by determining how you intend to use the money.

Extra payment calculator -- Calculate the impact of extra mortgage payments using various payment options.

What it takes to pay off your credit card -- Find out how long it will take to pay off your credit card balance with the help of this financial calculator.