by 619? Get a subprime loan -- If your credit score falls below
620 you can still borrow money. You'll just have to pay a little
loans pricey but helpful -- You should weigh the pros and cons
before getting a subprime mortgage. They carry rates high enough
to double total interest costs, though they may help people rebuild
troubled credit histories.
beware' on subprime loans -- Just because they'll lend you money
doesn't mean they're not trying to get all you have. What to watch
Don't take your
prime credit to a subprime lender -- Even if your credit's excellent,
you could pay higher rates and fees if you deal with subsidiaries.
credit? There's a card for you -- Even if your credit rating
ranges from "pretty bad" to "downright horrible"
there's still a card you can get.
and don'ts for establishing credit -- Before you have good credit
or bad credit you've got to have credit. Here's how to get it started.
Put a push
on paying credit debts -- Organize, prioritize and vaporize
your debts with our step-by-step guide for paying down debt.
to find subprime lenders -- You've been turned down by the by
all the corner banks, so where do you go from here?
payday lending: A financial strip search -- You turn over a
great deal of private information to people you don't know.
on payday lending -- Chart shows the state laws on payday lending,
including the effective APR.
your good credit gets recorded -- You may be paying a steep
price to repair your credit but if the on-time payments are not
getting reported you're getting shortchanged.