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Cut the cost of legal help for your bankruptcy by
being well-prepared.
The 2005 bankruptcy law is complex and this means
increased paperwork and more time for the attorney. In addition, lawyers are held
more accountable for any errors. As a result, many have decided to use more caution
when determining who they will represent. So, make a good
first impression and avoid racking up extra debt when making that visit to the
bankruptcy attorney. An organized collection of essential documents
helps keep your case from getting kicked out of court. The changed law makes it
easier to have the case dismissed for failure to provide all required information.
Here are 13 types of documents to have in hand when
you meet with your bankruptcy attorney.
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Documents you'll need for your bankruptcy attorney: |
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| 1. | A
list of assets, debts and lawsuits. | | 2. | Addresses
and account numbers for all your bills and collection agencies. |
| 3. | Names
and addresses of all the people to whom you owe money. | | 4. | Paperwork
showing anything anyone may owe you. | | 5. | Bank
statements from the previous three months. | | 6. | Pay
stubs or unemployment checks from the previous six months. | | 7. | Canceled
checks, especially those to creditors. | | 8. | A
divorce decree, if appropriate. | | 9. | Court
order for child support or alimony, if appropriate. | | 10. | Correspondence
with creditors. | | 11. | Tax
returns from the previous three years. | | 12. | Titles
for vehicles. | | 13. | Lease
or mortgage paperwork. | |
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