Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
Washington Mutual Bank
Los Angeles
800-756-800 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Financial Fed
Chicago
708-460-9220 |
No Interest |
Non Int. Checking |
|
1 |
0 |
All |
|
Washington Mutual Bank
San Francisco
708-460-9220 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
U S Trust
Boston
617-726-7000 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Bank United
Houston
713-543-2000 |
No Interest |
Free Checking Beyond 2000 |
|
1 |
0 |
All |
|
Bank United
Dallas
800-366-7378 |
No Interest |
Free Checking Beyond 2000 |
|
1 |
0 |
All |
|
Mercantile B & T
Dallas
214-368-7068 |
No Interest |
Free and Easy Checking |
|
1 |
0 |
All |
|
Charter One Bank
Cleveland
800-553-8981 |
Interest |
VIP Checking |
1.75% |
1 |
0 |
All |
Direct Deposit required |
Washington Mutual Bank
Seattle
800-756-8000 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Washington Mutual Bank
San Diego
800-788-7000 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
Union Svgs Bank
Cincinnati
513-247-0300 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Washington Mutual Bank
Portland, OR
800-756-8000 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Washington Mutual Bank
Sacramento
916-552-5755 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Union Svgs Bank
Columbus
513-247-0300 |
No Interest |
Free Checking |
|
1 |
0 |
All |
1st box of checks free |
Bank United
San Antonio
210-647-8444 |
No Interest |
Free Checking Beyond 2000 |
|
1 |
0 |
All |
|
Washington Mutual Bank
Orlando
800-782-8875 |
No Interest |
Free Checking |
|
1 |
0 |
All |
|
Charter One Bank
Buffalo
716-855-2532 |
Interest |
VIP Checking |
1.25% |
1 |
0 |
All |
Direct Deposit required |
Bell Fed S&L
Pittsburgh
412-734-2700 |
No Interest |
Regular Checking |
|
5 |
0 |
All |
|
First Federal Bank
Kansas City
816-245-4300 |
No Interest |
First Choice Checking |
|
10 |
0 |
All |
|
First Federal FSB
Minneapolis
612-437-6169 |
No Interest |
First Checking |
|
20 |
0 |
All |
|
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
Independence Community Bank
New York
718-722-5300 |
No Interest |
Basic Checking |
|
25 |
0 |
All |
|
Farmers & Mechanics
Philadelphia
609-387-1150 |
No Interest |
Regular Checking |
|
25 |
0 |
All |
|
Heartland Bank
St. Louis
800-489-2660 |
No Interest |
Free Checking |
|
25 |
0 |
All |
|
Susquehanna Bank
Baltimore
800-787-4321 |
No Interest |
Free Checking |
|
25 |
0 |
All |
|
St Francis Bank
Milwaukee
414-744-8600 |
No Interest |
Totally Free Checking |
|
25 |
0 |
All |
|
First Indiana Bank
Indianapolis
317-842-5220 |
No Interest |
Free Checking |
|
25 |
0 |
All |
|
Mid America Bank
Chicago
630-420-8400 |
No Interest |
Access Checking |
|
50 |
0 |
All |
|
Mid America Bank
Chicago
630-420-8400 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
Commonwealth Bank
Philadelphia
800-327-9885 |
No Interest |
Free Checking |
|
50 |
0 |
All |
|
Dearborn Federal Svgs
Detroit
313-565-3100 |
No Interest |
Community Checking |
|
50 |
0 |
All |
|
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
First Fed Michigan
Detroit
800-227-4978 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
AmTrust Bank
Miami
888-268-7878 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
Charter One Bank
Cleveland
800-553-8981 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
Dollar Bank
Cleveland
216-736-8900 |
No Interest |
No Min. Checking |
|
50 |
0 |
All |
|
Ohio Svgs Bank
Cleveland
800-987-6446 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
Eastern Svgs Bank
Baltimore
410-785-2200 |
No Interest |
Zero-Balance Checking |
|
50 |
0 |
All |
|
Provident Bank
Baltimore
410-281-7000 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
Dollar Bank
Pittsburgh
800-242-2265 |
No Interest |
No Min. Checking |
|
50 |
0 |
All |
|
Great American Fed
Pittsburgh
412-882-9800 |
No Interest |
Free Checking |
|
50 |
0 |
All |
|
Parkvale Svg Bank
Pittsburgh
412-373-7200 |
No Interest |
Free Checking |
|
50 |
0 |
All |
|
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
The Provident Bank
Cincinnati
800-335-2220 |
No Interest |
Direct Access Checking |
|
50 |
0 |
All |
$3 monthly charge for teller assistance. |
Guaranty Bank
Milwaukee
414-362-4000 |
Interest |
Checking with interest |
1.01% |
50 |
0 |
All |
|
Guaranty Bank
Milwaukee
414-362-4000 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
North Shore Bank
Milwaukee
414-785-1600 |
No Interest |
Free Checking |
|
50 |
0 |
All |
|
Mutual Svgs Assoc
Kansas City
913-682-349 |
No Interest |
Home Town Value Checking |
|
50 |
0 |
All |
|
Cenit Bank
Norfolk
888-482-3648 |
No Interest |
Direct Deposit Checking |
|
50 |
0 |
All |
|
Ohio Svgs Bank
Columbus
800-696-2222 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
$4 money order fee |
Peoples First Community Bank
Orlando
407-788-160 |
No Interest |
Community Checking |
|
50 |
0 |
All |
|
Charter One Bank
Buffalo
716-855-2532 |
No Interest |
Totally Free Checking |
|
50 |
0 |
All |
|
California Fed Bank
Los Angeles
800-CAL-FED4 |
Interest |
VIP Checking |
1.01% |
100 |
0 |
All |
Requires Direct Deposit |
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
St Paul Fed Bank
Chicago
773-622-5000 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
St Paul Fed Bank
Chicago
773-622-5000 |
No Interest |
Express Checking |
|
100 |
0 |
All |
$7 per month fee over 3 teller transactions. |
TCF Bank
Chicago
847-678-6900 |
No Interest |
Totally Free Checking |
|
100 |
0 |
All |
|
Bay View Bank
San Francisco
800-BAYVIEW |
Interest |
Emeritus Checking |
1.01% |
100 |
0 |
All |
|
California Fed Bank
San Francisco
800-CAL-FED4 |
Interest |
VIP Checking |
1.01% |
100 |
0 |
All |
Requires Direct Deposit |
First Fed Michigan
Detroit
800-227-4978 |
Interest |
VIP Direct Deposit |
1.00% |
100 |
0 |
All |
Requires Direct Deposit |
BankUnited
Miami
305-569-2000 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
BankUnited
Miami
305-569-2000 |
Interest |
Deluxe Checking |
1.25% |
100 |
0 |
All |
|
First Citizens Bank
Atlanta
770-253-5017 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
Cascade Bank
Seattle
800-326-8787 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
California Fed Bank
San Diego
800-CAL-FED4 |
Interest |
VIP Checking w/Int |
1.01% |
100 |
0 |
All |
Mandatory Direct Deposit |
Inter Svgs Bank
Minneapolis
612-920-6700 |
No Interest |
Value Checking |
|
100 |
0 |
All |
|
Marquette Bank
Minneapolis
612-888-8200 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
TCF Bank
Minneapolis
612-823-2265 |
No Interest |
Totally Free Checking |
|
100 |
0 |
All |
|
Midway Natl Bank
Minneapolis
651-643-8416 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
Commerce Bank
St. Louis
800-292-1601 |
No Interest |
Connections Checking |
|
100 |
0 |
All |
Must apply for a VISA to get free account. |
Equality Bank
St. Louis
314-352-3333 |
No Interest |
Better Than Free Checking |
|
100 |
0 |
All |
|
First Arizona Svgs
Phoenix
602-481-8510 |
No Interest |
Value Checking |
|
100 |
0 |
All |
|
Liberty Svgs Bank
Denver
303-355-6637 |
No Interest |
Free Checking |
|
100 |
0 |
All |
|
Centennial Svgs Bank
Cincinnati
513-922-5959 |
Interest |
Optimum Choice Checking |
1.00% |
100 |
0 |
All |
No interest below $10,000 |
Institution/City/Phone
|
Type
|
Acct
Name |
Yield |
Min
to
Open |
Min
to
Avoid Fees |
# Free
Items |
Special
Notes |
Capitol Fed Svgs
Kansas City
800-222-7312 |
No Interest |
Freedom Checking |
|
100 |
0 |
All |
|
Commerce Bank
Kansas City
800-453-2265 |
No Interest |
Connections Checking |
|
100 |
0 |
All |
Must apply for a VISA to get free account. |
First Natl Bank of Kansas
Kansas City
913-338-9000 |
Interest |
Absolutely Free NOW Acct |
1.25% |
100 |
0 |
All |
|
California Fed Bank
Sacramento
800-CAL-FED4 |
Interest |
VIP Checking |
1.01% |
100 |
0 |
All |
Requires Direct Deposit |
First Fed Svgs Bank
Norfolk
757-596-1175 |
No Interest |
Basic Checking |
|
100 |
0 |
All |
|
