Market/ Institution |
Account Name |
Yield |
Min. to Open |
Min. to Avoid Fees |
Monthly Service |
NSF |
Annual Income |
Atlanta Newton Federal Savings |
NOW |
2.28% |
$100 |
$500 |
$12 |
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$12.20 |
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Baltimore Arundel Federal |
NOW |
2.78% |
$250 |
$250 |
$5 |
$20 |
$21.70 |
Boston Middlesex Savings Bank |
NOW |
.75% |
$1 |
$1,000 |
$5 |
$15 |
-$3.75 |
Buffalo Alden State Bank |
Money Fund |
2.02% |
$1,000 |
$1,000 |
$5 |
$15 |
$15.30 |
Charlotte Gaston Federal Bank |
Interest Freedom Checking |
1.50% |
$50 |
$100 |
$9 |
$22 |
$0.50 |
Chicago Mid America Bank |
Interest Blue Chip Checking |
1.20% |
$50 |
$1,000 |
$8 |
$21 |
-$3 |
Mid America Bank |
Interest Classic Checking |
1.20% |
$50 |
$500 |
$6 |
$21 |
-$3 |
Cincinnati Franklin S&L |
Interest NOW |
2.00% |
$500 |
$250 |
$10 |
$20 |
$10 |
Cleveland Ohio Savings Bank |
Checking w/ Interest |
1.75% |
$500 |
$500 |
$6 |
$25 |
$1.25 |
Columbus United Midwest |
Interest NOW |
2.53% |
$200 |
$200 |
$4 |
$20 |
$17.95 |
Dallas Guaranty Federal Bank |
Interest Checking |
0.50% |
$100 |
$1,000 |
$10 |
$20 |
-$12.50 |
Denver First Bank of Colorado |
Money Market |
2.00% |
$500 |
$500 |
$7 |
$15 |
$15.00 |
Detroit Flagstar Bank |
Classic |
2.80% |
$50 |
$500 |
$5 |
$20 |
$22.00 |
Houston Guaranty Federal Bank |
Interest Checking |
0.50% |
$100 |
$1,000 |
$10 |
$20 |
-$12.50 |
Indianapolis Lincoln FSB |
NOW |
1.50% |
200 |
$500 |
$7 |
$22 |
$0.50 |
Kansas City First Federal Bank |
First Interest |
2.02% |
$10 |
$1,000 |
$8 |
$15 |
$15.30 |
Los Angeles Downey S&LA |
Fortune 500 Checking |
1.01% |
$500 |
$500 |
$10 |
$15 |
$0.15 |
Miami Union Planters Bank |
UP Personal Checking No Interest |
N/A |
$100 |
750 |
$12 |
$27.50 |
-$27.50 |
Minneapolis Interbank FSB |
Interest Checking |
1.50% |
$100 |
$500 |
$9 |
$20 |
$2.50 |
Milwaukee Wauwatosa Saving Bank |
Regular Int. Checking |
1.04% |
$10 |
$500 |
$7 |
$12 |
$3.60 |
New Orleans Fidelity Homestead |
Regular Checking |
1.51% |
$100 |
$500 |
$5 |
$15 |
$7.60 |
New York Astoria Federal S&L |
Easy Checking No Interest |
N/A |
$100 |
$0 |
$0 |
$25 |
$25 |
Norfolk Essex Savings |
Interest Checking |
2.79% |
$100 |
$500 |
$6 |
$25 |
$16.85 |
Orlando Crown Bank |
Money Market Checking |
2.10% |
$1,000 |
$1,000 |
$0 |
$20 |
$11.50 |
Philadelphia |
NOW Plus |
1.51% |
$500 |
$500 |
$5 |
$22 |
$0.65 |
Phoenix Washington FS&L |
Performance |
2.63% |
$500 |
$1,000 |
$8 |
$18 |
$21.45 |
Pittsburgh Bell Federal S&L |
Checking w/ Interest |
2.53% |
$100 |
$100 |
$7 |
$25 |
$12.95 |
Portland, Ore. Washington FS&L |
Performance Checking w/ Interest |
2.63% |
$500 |
$1,000 |
$8 |
$18 |
$21.45 |
Sacramento El Dorado Svgs Bank |
Interest Checking |
1.01% |
$100 |
$800 |
$7 |
$15 |
$0.15 |
San Antonio USAA FSB |
Four Star Checking |
1.51% |
$50 |
$0 |
$0 |
$20 |
$2.65 |
San Diego Downey S&LA |
Fortune 500 Checking |
1.01% |
$500 |
$500 |
$10 |
$15 |
$0.15 |
San Francisco Luther Burbank Savings |
Regular |
2.05% |
$500 |
$500 |
$5 |
$10 |
$20.75 |
Luther Burbank Savings |
Unlimited Money Market |
2.05% |
$1,000 |
$1,000 |
$10 |
$10 |
$20.75 |
Seattle Washington FS&L |
Performance |
2.63% |
$500 |
$1,000 |
$8 |
$18 |
$21.45 |
St. Louis Collinsville B&LA |
NOW |
2.00% |
$100 |
$500 |
$5 |
$15 |
$15.00 |
Tampa Bay Financial Savings Bank |
NOW |
2.78% |
$50 |
$500 |
$6 |
$20 |
$21.70 |
Washington, D.C. Telebank |
Interest |
3.15% |
$1,000 |
$1,000 |
$5 |
$15 |
$32.25 |
-- From the Bankrate.com semiannual checking account price
study |
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| See Also |
| • | Checking 2000 Home Page |
| • | PLUS: The worst checking deals |
| • | AND: Best overall deals |
| • | More checking stories |
