Average ATM surcharge for non-customers:
Traditional: $1.47
Internet: $1.37

Average fee customers are charged for using another institution's ATM:
Traditional: $1.38
Internet: $1.28

However, 85 percent of Internet banks do not charge their customers for using another bank's ATM, while 88 percent of traditional banks do. Consumers can avoid surcharges by planning ahead for withdrawals and by using their card for supermarket, or other point-of-sale, purchases and asking for cash back.

Bounced check fees (NSF)
Traditional: $25.21
Internet: $24.45

Percentage of free checking accounts:
Traditional: 8.7%
Internet: 24%

Average minimum to open:
Traditional: $74.98
Internet: $91.67

Average minimum to avoid fees:
Traditional: $352.65
Internet: $225.00

Average monthly service fee:
Traditional: $6.11
Internet: $4.83

Average minimum to open:
Traditional: $718.40
Internet: $784.69

Average minimum to avoid fees:
Traditional: $2,330.60
Internet: $1239.10

Average monthly service fee:
Traditional: $10.67
Internet: $7.36

Average yield:
Traditional: 0.61%
Internet bank: 1.84%