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NSF fees -- The best and the worst

See how your bank, thrift or credit union stands against the best and the worst in the nation when it comes to non-sufficient funds (NSF) fees.

National Average NSF Fees:

Institution
Average fee
Banks
$24.46
Thrifts
$23.72
Credit Unions
$18.00

Top 5 credit unions:

Fee
Star One Credit Union, Sunnyvale, Calif.
$9
Orange County Teachers Federal Credit Union, Santa Ana, Calif.
$10
State Employees Credit Union, Raleigh, N.C.
$12
The Golden 1 Credit Union, Sacramento, Calif.
$12
Patelco Credit Union, San Francisco, Calif.
$12
Bottom 5 credit unions:
 
JAX Navy Federal Credit Union, Jacksonville, Fla.
$25
Eastern Financial Federal Credit Union, Miramar, Fla.
$25
Portland Teachers Credit Union, Portland, Ore.
$25
State Employee Credit Union of Maryland, Baltimore, Md.
$25
Digital Employees Federal Credit Union, Maynard, Mass.
$25
Top 5 Thrifts:
 
Luther Burbank Savings, San Francisco
$10
E*Trade Bank, Washington, D.C.
$15
Downey S&L, Los AngeleS
$18
Fidelity Federal Bank, Los Angeles
$18
Washington Mutual Bank, Los Angeles
$18
Bottom 5 Thrifts:
 
Commonwealth Bank, Philadelphia
$30
Firstrust, Philadelphia
$30
Sovereign Bank, Philadelphia
$30
Acacia Federal Savings, Washington, D.C.
$30
Citibank FSB, Washington, D.C.
$30
Top 5 Banks:
 
Bank of America, Los Angeles
$12.50
Bank of America, San Francisco
$12.50
Sanwa Bank, Los Angeles
$14
Union Bank, Los Angeles
$15
Wells Fargo Bank, Los Angeles
$15
Bottom 5 Banks:
 
Mellon Bank, Philadelphia
$35
Commerce Bank/N.J., Philadelphia
$32
First Union, Philadelphia
$31
First Virginia Bank, Washington, D.C.
$30
Bank of America, Washington, D.C.
$30
Bankrate.com researchers Karen Harabin, Kathleen Smith, Marlys Falkner, Maria Betancourt, Delia Cardona, Wayne McDermott, Juanita Maldonado and Eva Garcia compiled this data.

 

-- Posted: May 8, 2001

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