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Checking 2000 Study
Fees charged for ATM and debit cards

The chart below shows how ATM and debit card fees vary by region.
To go back to the Checking Study, click here.

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Institution
Fee to use own ATMs
($)
Fee to use other ATMs
($)
Point-of-Sale
fee
($)
ATM surcharge
($)
Notes
Bank One
0.00
$1.50 - $2.00
0.00
$1.50
$12 annual fee for a debit card in Texas.
Bank of America
0.00
$1.25 - $2.00
0.00
$1.50
DC,AZ,MD, VA: Express Account is limited to 1 free non-Bank of America transaction.
Chase Manhattan Bank
0.00
$1.00
0.00
$1.50
 
Citibank, FSB
0.00
$1.00
0.00
$1.00
EZ Cking: 5 free transactions from non-Citibank ATM machines; Interest and Regular Cking: $1 per ATM withdrawal and $.50 per POS if below min bal.
First Union
0.00
$1.00 - $2.00
0.00 - 0.25
$1.50- $2.00
No ATM card fees with Express Account.
Fleet Bank
0.00
$1.50
0.25
$1.50
No POS fee with debit card.
U.S. Bank
0.00
$1.50- $2.00
0.00
$1.50- $2.00
Replacement fee with numerous loss.
Wachovia Bank
0.00
$1.50
0.25
$1.50
$12 annual fee for debit card.
Washington Mutual Bank
0.00
$1.25- $2.00
0.00
$1.50
 
Wells Fargo Bank
0.00
$1.50- $2.00
0.00
$1.50-$2.00
Annual fee charged monthly (if used)

 

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