|
Institution
Main phone
Account name
|
Yield
|
Minimum to
open/
Monthly
service fee
|
Check
return
|
Online
banking
|
NSF
|
ATM
cards
|
Debit
cards
|
Notes
|
|
|
|
$10,000/$5
|
Copies on
request
|
Yes
|
$15
|
Yes
|
Yes
|
Minimum
to avoid fees: $10,000 in checking or combined stock accounts
on last week of the quarter. |
|
|
4.50%
|
$1/$0
|
|
Yes
|
$20
|
No
|
No
|
SIPC insured. Packaged with investment account.
|
|
|
4.50%
|
$10,000/$6.25
|
No
|
Yes
|
$20
|
Yes
|
Yes
|
SIPC insured. Packaged
with investment account. |
|
|
5.04%
|
$5,000/$7
|
Yes
|
Yes
|
$15
|
No
|
No
|
Minimum to avoid
fees: $30,000 or 2 stock trades per year. Monthly fee is charged
quarterly. |
|
|
4.85%
|
$20,000/$8.33
|
3 copies per year at no charge
|
Yes
|
$20
|
No
|
Yes
|
Annual fee is charged
regardless of account balance. |
|
|
4.98%
|
$10,000/$8.33
|
Yes
|
Yes
|
$15
|
Yes
|
N/A
|
Minimum to avoid
fees: $500,000 or $100,000 plus direct deposit or a transferred
account from another brokerage firm. |
|
|
1.26%
|
$1/$6.95
|
Yes
|
Yes
|
$15
|
Yes
|
Yes
|
Monthly service:
$0 with tie to a brokerage account. Separate statements are
sent for checking and brokerage accounts. |
Vanguard
888-285-4563
Federal Money Market Fund
|
5.00%
|
$3,000/$0.83
|
No
|
Yes
|
N/A
|
No
|
No
|
Money market mutual
fund, not checking account -- no FDIC insurance. Accounts under
$500 are liquidated; minimum per check is $250. |
Vanguard
888-285-4563
Prime Money Market Fund
|
5.00%
|
$3,000/$0.83
|
No
|
Yes
|
N/A
|
No
|
No
|
Money market mutual
fund, not checking account -- no FDIC insurance. Accounts under
$500 are liquidated; minimum per check is $250. |
Vanguard
888-285-4563
Treasury Money Market Fund
|
4.56%
|
$3,000/$0.83
|
|
Yes
|
N/A
|
No
|
No
|
Money market mutual
fund not checking account -- no FDIC insurance. Accounts under
$500 are liquidated; minimum per check is $250. |
-- Posted: Dec. 14, 1999