|
Institution
|
Account
|
Yield
|
Min to Avoid Fees
|
Monthly Fee
|
Per Item Chrg
|
NSF
|
Notes
|
Annual Cost
|
|
Citibank FSB
San Francisco
|
Regular Checking
(no interest)
|
N/A
|
10,000
|
25.00
|
All
|
30.00
|
Check fee: $0 for photocopies; $5 for original checks.
|
-$330.00
|
|
Citibank FSB
Miami
|
Regular Checking
(no interest)
|
N/A
|
10,000
|
25.00
|
All
|
30.00
|
Check fee: $0 for photocopies; $5 for original checks.
|
-$330.00
|
|
Citibank FSB
Miami
|
Interest Checking
|
0.50%
|
10,000
|
25.00
|
All
|
30.00
|
$.25 per item below minimum balance
|
-$322.50
|
|
Citibank FSB
San Francisco
|
Interest Checking
|
0.75%
|
10,000
|
25.00
|
All
|
30.00
|
|
-$318.75
|
|
First Union
Philadelphia
|
Performance Checking
|
0.90%
|
10,000
|
25.00
|
All
|
30.00
|
|
-$316.50
|
|
Union Fed Savings
Indianapolis
|
Liquid Reserve Checking Plus
|
1.26%
|
5,000
|
25.00
|
All
|
26.00
|
|
-$307.10
|
|
The Northern Trust Co.
Chicago
|
Anchor Checking
|
1.26%
|
10,000
|
25.00
|
All
|
20.00
|
|
-$301.10
|
|
SouthTrust Bank
Charlotte
|
Dimension Checking
|
0.60%
|
5,000
|
21.00
|
All
|
27.00
|
|
-$270.00
|
|
Bank of America
Los Angeles
|
Prima Checking
|
0.40%
|
10,000
|
22.00
|
All
|
10.00
|
Tiered NSF: $10 for 1-3; $20 for 4-6; $27 for 7+.
|
-$268.00
|
|
Bank of America
San Francisco
|
Prima Checking
|
0.40%
|
10,000
|
22.00
|
All
|
10.00
|
Tiered NSF: $10 for 1-3; $20 for 4-6; $27 for 7+.
|
-$268.00
|
|
Bank of America
San Diego
|
Prima Checking
|
0.40%
|
10,000
|
22.00
|
All
|
10.00
|
Tiered NSF: $10 for 1-3; $20 for 4-6; $27 for 7+.
|
-$268.00
|
|
Bank of America
Sacramento
|
Prima Checking
|
0.40%
|
10,000
|
22.00
|
All
|
10.00
|
Tiered NSF: $10 for 1-3; $20 for 4-6; $27 for 7+
|
-$268.00
|
|
First Union
Norfolk
|
Performance Checking
|
0.50%
|
10,000
|
20.00
|
All
|
29.00
|
|
-$261.50
|
|
Union Planters Bank
Miami
|
UP Preferred Checking
|
0.50%
|
10,000
|
20.00
|
All
|
27.50
|
Check fees: $5 per month for original cks; $0 for copies--but
if original check is needed rather than copy, the fee is $5
per check. Prior Republic NB of Miami.
|
-$260.00
|
|
First Union
Charlotte
|
Performance Checking
|
0.50%
|
10,000
|
20.00
|
All
|
27.00
|
|
-$259.50
|
|
World Savings Bank
Tampa
|
High Yield Checking
|
0.71%
|
5,000
|
20.00
|
All
|
29.00
|
|
-$258.35
|
|
Citibank FSB
Miami
|
Basic Checking
(no interest)
|
N/A
|
10,000
|
10.00
|
6
|
30.00
|
|
-$258.00
|
|
Harris Trust & Savings
Chicago
|
Harris Smart Sweep Checking
|
0.50%
|
5,000
|
20.00
|
All
|
22.00
|
|
-$254.50
|
|
Citibank FSB
San Francisco
|
Basic Checking
(no interest)
|
N/A
|
10,000
|
6.50
|
6
|
30.00
|
Per item fee is for checks
|
-$252.00
|
|
NationsBank
Miami
|
Advantage Checking
|
0.40%
|
5,000
|
19.00
|
All
|
29.00
|
This account also offered in Tampa and Orlando
|
-$251.00
|
|
From the Bankrate.com semiannual checking
account price study
|
-- Posted: Oct. 22, 1999
