$0

$0

$0

None

Earn double pts. for one year

None

None

5% cash rebate on the first $650 of gas, grocery and dining purchases each month for the first year

1 point for $1 spent

Up to 1.25%

1 point for $1 spent

Up to 1.25%

1 point for $1 spent

Up to 1.25%

1 point for $1 spent

N/A

N/A

N/A

N/A

0.35% first $2,000; 0.75% next $2,000; 1% next $11,000; 1.25% over $15,000

None

0.35% first $2,000; 0.75% next $2,000; 1% next $11,000; 1.25% over $15,000

None

Total amount due paid out annually

3,000 pts. = $25;
6,000 pts. = $50;
12,000 pts. = $100;
15,000 pts. = $125;
20,000 pts. = $200;
25,000 pts. = $250;
30,000 pts. = $300;
35,000 pts. = $350;
45,000 pts. = $450;
50,000 pts. = $500;
60,000 pts. = $600;
75,000 pts. = $750;
100K pts. = $1,000
There are other tiers for redeeming points for travel, gift cards, merchandise and charitable contributions

Total amount due paid out annually

3,000 pts. = $25;
6,000 pts. = $50;
12,000 pts. = $100;
15,000 pts. = $125;
20,000 pts. = $200;
25,000 pts. = $250;
30,000 pts. = $300;
35,000 pts. = $350;
45,000 pts. = $450;
50,000 pts. = $500;
60,000 pts. = $600;
75,000 pts. = $750;
100K pts. = $1,000
There are other tiers for redeeming points for travel, gift cards, merchandise and charitable contributions

Statement credit every January

Points for cash that is credited toward statement balance

Statement credit every January

Points for cash that is credited toward statement balance

Annually

As often as the card holder has minimum point to redeem, usually on a monthly basis

Annually

As often as the card holder has minimum points to redeem, usually on a monthly basis

None

None

None

None

Shouldn't expire as rebate earned is credited to account annually

None

Shouldn't expire as rebate earned is credited to account annually

None

5% rebate does not apply to purchases at warehouses, department stores or other locations that do not identify your purchase as a gas station, grocery store, or restaurant transaction