Bank of America Cash Rewards Platinum Plus MasterCard |
Financial Rewards Platinum Plus Visa |
WorldPoints Platinum Plus MasterCard |
Money Return Platinum Plus Visa Credit Card |
Efectiva Platinum Plus Visa |
$0 |
$0 |
$0 |
$19 |
$0 |
$50 statement credit after first qualifying transaction of $25 or more within 45 days |
5 points for first purchase |
$50 statement credit after first qualifying transaction of $25 or more within 45 days |
None |
5 points for first purchase |
1% for all purchases |
1 point for every $100 spent
|
1 point per $1 in retail purchases |
N/A |
1 point for every $100 spent |
1% for all purchases |
1 point for every $100 spent |
1 point per $1 in retail purchases |
N/A |
1 point for every $100 spent |
N/A |
5 points for every $2,500 balance transfer |
N/A |
10% back on annual interest paid |
5 points for every $2,500 balance transfer |
None |
None |
None |
None |
None |
2,500 points for $25 statement credit |
$25 back for every 25 points earned |
Minimum of 2,500 points for cash or merchandise. Minimum of 25,000 points for air. |
None |
$25 back for every 25 points earned |
Statement credit; redeem points via phone or online |
Check, statement credit, or deposit into BofA checking or savings; redeem points via phone or online |
Check for cash; redeem points via phone or online |
Check. Amounts less than $2 will be credited toward the statement balance. |
Check, statement credit, or deposit into BofA checking or savings; redeem points via phone or online |
As often as the cardholder has minimum points to redeem, once a month |
As often as the cardholder has minimum points to redeem, once a month |
As often as the cardholder has minimum points to redeem, once a month |
Annually in January |
As often as the cardholder has minimum points to redeem, once a month |
None |
25 points maximum per calendar month (for points earned through balance transfers); maximum of $600 per year |
None |
None |
25 points maximum per calendar month (for points earned through balance transfers); maximum of $600 per year. |
5 years |
5 years |
5 years |
None |
5 years |
None |
None |
None |
None |
Redeem points via phone call or online |
Cash-back reward credit card study
