Dear Terry,
I surrendered my car to the lien holder after I could no longer make the payments. The car is going to be auctioned off.

But how can I be sure what the car sells for at auction?
-- Ron

Dear Ron,
The lender is responsible for providing you with documentation of what the vehicle sold for and how much you still owe. Such documentation should include the bill of sale from the auction so you can be sure everything adds up.

Here are this week's reader questions:

• Good time to buy a car? Yes and no • How can I get car back from my ex? • Do I have to give dealer a refund? • How much do I owe after car's auctioned?

If you have a question for Terry, e-mail him at Driving for Dollars. Save money on your car -- sign up for Bankrate's new weekend Car & Money newsletter.