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The trick is that the check is for
an amount much larger than the agreed upon price
of the pet. The scammer then asks the potential
victim to return the overpayment, usually through
wire transfer, back to the fraudster or a third
party.
The victim eventually learns the
cashier's check is counterfeit and loses the money
he or she was supposed to get for the dog, plus
any funds wired to the scammer. If the victim
actually sent the dog, he or she won't get it
back.
A number of the pet scams reported
to the IC3 involved advance-fee or fraudulent
check schemes, says April Wall, a research associate
with the National White Collar Crime Center.
Nigerian pet scam
How it works: Scammers
either run online classified ads or create breeder
Web sites offering purebred puppies -- typically
English bulldogs or Yorkshire terriers -- either
free or at a discounted price.
The story can vary as to why the animal is free or discounted -- the current owner is a missionary who needs to find the puppy a new home due to the terrible weather in its current location; the animal was rescued from a natural disaster and needs a good home, etc.
The scammer will then ask interested
buyers to pay for the dog's shipment, down payment,
inoculations and any number of other miscellaneous
fees. The victims wire money for the dogs but
generally only get excuses for the delay. Instead,
they're repeatedly asked for more money to cover
additional "fees" invented by the scammer.
Greedy scammers will concoct even more fees that the victim needs to pay after the dog has been supposedly shipped.
Unfortunately, once you wire the money, it's gone, says Preszler.
See the accompanying slideshow
for an example of this scam.
The bait
and switch
How it works: Scammers
are selling purebreds, "designer dogs,"
mutts and even made-up breeds through online classified
ads and breeder Web sites. Often what people get
are different dogs than the ones requested or
puppies that are sickly. Sometimes they don't
get anything.
Nearly 20 percent of the complaints
received over the last year referred to Internet
sales, says Stephanie Shain, the director of outreach
for companion animals at The Humane Society of
the United States.
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