The burden has been taking its
toll. You don't sleep well, your back hurts and you can't
imagine ever having the freedom to retire. You must get rid
of your debt. It is not impossible, but it will take hard
work and determination. Do you have it in you? Yes, you do.
debt and bad debt
Do you know the kind of debt you've incurred? Find out if
it is good or bad.
out of debt: Create a spending plan
Your brain is a computer, but it needs more memory. At least
in the beginning, use a written guide to track your cash.
away your debts with the payment push
Your good, bad and indifferent debts are all mixed up and
you can't tell which is which. Just rank them by interest
rate with highest at the top and start chipping away.
equity loans: The basics
A home equity loan can help you dig yourself out of debt.
Just be careful not to run up those debts again.
Tools you can use
The true cost of paying the minimum
Calculate your payments on any loan
Illustrations by Brandy