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Financial Literacy - Becoming credit savvy
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Stay on top of your personal finances to attain a high credit score so you can get a line of credit on your terms.
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Fast track to becoming credit savvy
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Look inside
7 ways to trash your credit score
You can get blemishes on your credit report without even trying. Follow these tips to sully your score.
Dealing with lower credit limits
Credit card issuers seem to be cutting card limits arbitrarily. Here's what to do if this happens to you.
How to score the best loans
Your ability to get a loan with the best terms is still based on your credit score, only now it must be higher.
Be a savvy credit cardholder
Credit card issuers have been calling the shots for years. Follow these rules to beat them at their own game.
Build a great credit score from scratch
In these days of not-so-easy credit, consumers with limited credit histories can still establish a great credit score.
Repairing your credit score post-bankruptcy
Bankruptcy can taint your credit report for up to 10 years, but you can boost your credit score much sooner.
View take action archive >>
TABLE OF CONTENTS
GROWTH OPPORTUNITIES
ESSENTIALS
ACTION
Debt management
Identity theft
Retirement
Smart borrowing
Investing money
Credit savvy
Overview: Credit savvy
Take action
- Trash your credit score
- Lower credit limits
- Score the best loans
- Savvy credit cardholder
- Get a great credit score
- Repair your credit score
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Poll: Credit savvy
Tools & resources
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