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SPOTLIGHT

Give yourself the best shot for a great loan by religiously exercising financial discipline.

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Fast track to becoming credit savvy

Spotlight

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Devote 50 percent of your income to needs, 30 percent to wants and 20 percent to savings, says this author.

In the credit card relationship, consumers get the raw end of the deal, especially now, says this credit expert.

Consumer advocate Ruth Susswein explains the advantages and pitfalls of credit cards.

Many industry practices have become unfair, deceptive and anticompetitive, says Congresswoman Maloney.

	•	Overview: Credit savvy
	•	Take action
	•	Spotlight
		- Amelia Warren Tyagi - Emily Peters - Ruth Susswein - Carolyn Maloney, D-N.Y.

	•	Poll: Credit savvy
	•	Tools & resources

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