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Financial Literacy - Smart borrowing
OVERVIEW
Learn about loans
Weigh the pros and cons as you learn about different loan products before taking any action.
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Smart borrowing
Overview
Look inside
Should you borrow from yourself?
Cash-strapped people are tapping their 401(k) funds out of sheer desperation. Be sure to consider all the angles.
Borrowing terms improve for students
Law changes increase the amounts students can borrow at favorable rates and introduce loan forgiveness programs.
Getting the best loan rates
Learn about the forces that drive rates on several different types of loans in this tough lending environment.
Ins and outs of reverse mortgages
You can tap your home equity without having to repay it as long as you live in the house. But it's a very expensive loan.
Conventional, VA, FHA mortgages
Learn about the pros and cons of conventional and government-backed loans before you shop for mortgages.
View overview archive >>
TABLE OF CONTENTS
GROWTH OPPORTUNITIES
ESSENTIALS
ACTION
Debt management
Identity theft
Retirement
Smart borrowing
Overview: Smart borrowing
- Taking a 401(k) loan
- Borrowing for college
- Find the best loan rates
- Reverse mortgages
- All about mortgages
Take action
Spotlight
Poll: Smart borrowing
Tools & resources
Investing money
Credit savvy
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