Budgeting work sheets: 10 reasons to budget work sheet

TOOLS AND RESOURCES

Budgeting toolkit

Use these work sheets, calculators and money-saving tips to guide your financial planning.

10 reasons to budget

	Less stress because you're organized.
	No more expensive late fees.
	You'll improve your credit scores.
	Better interest rates come your way.
	Less reasons to argue, so personal relationships improve.
	You feel more financially secure.
	Your finances are more durable.
	It helps build personal wealth.
	No more guilty feelings when you splurge.
	You realize true financial freedom.

Print this out and hang it near where you pay your bills.