12-step program for fiscal health

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Bankrate's 2008 Financial Forecast

Strategies

Knowing what's coming is good. Knowing what to do about it makes it even better.

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A 12-step program

Select a step:

12 step program to fiscal health


Lose weight		Build some muscle
	Stop overspending		Save for retirement
	Spend within means		Improve credit score
	Pay off debt		Use debt wisely
Develop your core		Body building
	Identify needs/wants		Save even more
	Pay yourself first		Avoid scams
	Get right insurance		Financial plan up to date

Boost your nest egg by finding ways to save more.

Saving money isn't as habit-forming as potato chips, but it can become a steady part of your diet. As you hone your saving skills, you'll find ways to save more money and spend less time doing it. Sure, you can clip coupons to save 50 cents on a gallon of ice cream. But a few hours comparison shopping for a new refrigerator or car could save hundreds of dollars.

Why think small? Spending a little time finding the best mortgage rate could save you thousands of dollars.

-- Posted: Dec. 10, 2007