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The bait

In this example, the e-mail greets the consumer by name. Otherwise, the message proves typical, offering a low refund amount and providing a link to claim the money.

Notice the funny, but alarming warning in red font. According to Paul Wood, MessageLabs senior analyst, a common feature of refund phishing e-mails includes lines such as \"Note: Deliberate wrong inputs will be prosecuted by law.\"

Consider any unsolicited e-mail from the IRS fake, even if it has a personalized greeting. Report it to phishing@irs.gov.

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The copycat \"Where's My Refund?\" page

Following the link in a refund e-mail will likely land you on a spoofed IRS Web page. This image shows a copycat \"Where's My Refund\" page, which is a real tool on the IRS Web site. The actual refund finder will not ask for debit card information.

Consumers should never click on links in e-mails or open attachments to track down a refund. The IRS does not send unsolicited e-mails. Instead, taxpayers should visit www.irs.gov and click on \"Where's My Refund?\"

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The bogus tax refund form

After typing in a refund amount and filing status, just as a consumer would using the real \"Where's My Refund?\" tool, victims are taken to a refund claim form, which they are supposed to fill out for direct deposit.

Instead of getting a refund, people could become identity theft victims by completing such a form.

Individuals who want their refund direct deposited have to include bank account information on their tax return. The IRS will not initiate contact for this reason.

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