Bankrate's semiannual Checking Account
Pricing Study looks at what the 10 largest institutions in
each of the 35 largest U.S. markets offer in consumer
checking accounts. Researchers from
Bankrate.com gathered comprehensive rate, fee and policy information
from 350 institutions and 1,235 separate accounts. We also
surveyed 54 online checking accounts at 28 Internet banks.
Here's what we found.
The first step is to know your own banking
needs and habits. Then you can select an account that
fits you just right, and probably save money at the same
time.
Since we all use our checking accounts
differently, we've broken down our checking study data
into three consumer profiles:
Typicals: Maintain a $1,500
balance and make 12 transactions a month and pay one
NSF fee a year.
Transactors: Maintain a $1,500
balance, make 25 transactions a month and pay one NSF
fee a year.
Savers: Maintain a $1,500
balance, make 12 transactions a month and pay no NSF
fees.
On the next
page, select your area and the checking category
and hit 'Go,' then click on the profile that best fits
your checking activity to
find the best account for you. You can also use the
search to find the best ATM and debit card deals in
your area.
Special
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