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NATIONAL OVERNIGHT AVERAGES

30 yr fixed mtg	4.45%
48 month new car loan	3.77%
1 yr CD	0.89%

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BASICS SERIES

Knowing how to file can save you money.

•	Filling out the W-4 form
•	What is my tax rate?
•	How to itemize deductions
•	Tax credits can lower bill
•	Death and taxes
•	Tax record-keeping


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