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| What happens before, during and after
bankruptcy |
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The bankruptcy petition. |
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List of creditors. |
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List of assets and liabilities. |
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List of current income and
current expenditures. |
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Certificate from credit counseling
agency. |
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Certificate from attorney. |
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If employed, the debtor must
provide to the court evidence showing 60 days
of income from the employer -- for example,
pay stubs. |
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For Chapter 7: The debtor
must provide a statement of intention, which
tells the court whether he or she will keep
property that serves as collateral or surrender
it to creditors. |
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For Chapter 13: A repayment
plan from credit counseling must be filed
at the time of the petition or within 15 days
of filing. |
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