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Reader Testimonials

"Because I spent hours reading articles on Bankrate.com and talked to three brokers, the closing costs on my refinance were approximately $3500.00, compared to the $12,000.00 quoted by the first mortgage broker."

-- G. Lattanzi
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"You've helped me become better educated on banking products and educate my friends and family as well."

-- J.L. Wheeler Diggs
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"Now, I have a good portion of my savings earning interest rates up to 3 times higher than what I was earning with my regular savings account. Thanks, Bankrate.com"

-- P. Polonaco
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"My financial situation has improved 100% after reading this site for over 6 months and using the tools and advice given on paying down debt and saving money."

-- H. DeMar
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"I researched the home equity lines of credit on your web site and found very valuable information which enabled me to take a 2nd mortgage for home equity with no closing costs. This saved me $2000 right off the bat. Thanks."

-- R. Rajput
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"I found that I could refinance my existing personal car loan - something that I had never known, and would have not found out, if not for Bankrate.com…so after a 15 minute phone call with my bank, my loan rate dropped 3% and $120/month! Thank you, Bankrate.com!"

-- M. Majewski
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" Based on rates I saw on Bankrate, I contacted my mortgage broker and refinanced. I went from a 7.5% interest 30-year loan to a 6.13% interest 15- year loan with no points no fees."

-- B. Quesada
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"I was able to refinance the remaining balance of my auto loan from 8.4% to 5.79% using advice I obtained from Bankrate.com. Thanks for saving me money!"

-- G. Lattanzi
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"After mentioning to my mortgage broker that I was following the analysis at Bankrate.com I was suddenly given a rate 1/4 point lower than originally quoted. Information is Power, thank you for it."

-- D. Tess
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"I learned about car refinancing from the daily email I receive from Bankrate. I was able to go from a 7.5% loan to a 4.9%!! That saved us some serious dollars, and lowered our monthly payment, too! We're SO pleased! Thanks again! Bankrate.com has been a great education AND a money-saver!"

-- Carol J.
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"I used your various calculators to figure out how much mortgage we could afford, how much our savings will be worth in the future and just how far we have to go to enjoy the good life when we retire. Thanks!"

-- J.L. Wheeler-Diggs
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" I began using Bankrate.com to find the best CD rates and institutions. I checked the site often. Over time, I created a "ladder" of CD's that not only preserved my principal, but continues to give me a decent and safe investment, even in today's low-rate environment." 

-- J. Amundson
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"I noticed on Bankrate.com that there were companies offering lower rates than the 7% our local bank was offering us. I called and got a good faith estimate that included the rate of 6.5%. My bank wasn't happy, but they went ahead and offered to match that. Thanks, Bankrate for saving us a lot of money over the life of our loan."

-- M. Broderick
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"I am up to date on mortgage trends because of your email alerts. It's was so nice when I received your email letting me know that the interest rate I had been searching for had become available. In Jaunary 2003 I refinanced. I now have a 15 year, 0 point, 5.375% mortgage I am absolutely thrilled with. I can't thank your company enough. Keep up the great work and keep those emails coming!"

-- Deanna M.
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"After reading a story about refinancing auto loans I decided to search Bankrate.com to find a lower rate. We refinanced through a bank I found on Bankrate.com and we now have an interest rate of 5.9%! Not only are we knocking off 7 months off the car loan, we are also saving an extra $45 a month that we can put towards retirement! Thank you Bankrate.com!"

-- K. Beaman
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"I just wanted to thank you for your website. I have learned so much about mortgages, since this is my first time ever to buy a home. I have really loved being able to plan and budget with your site and to see that by paying so little more each month I can save 10 years of payments!! I hope you never take this site off because I will use it again and again. Thanks."

-- N. Porter
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"THANK YOU, Thank you for the great articles the advice and helping me get closer to achieving my financial goals!"

-- H. DeMar
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"After researching Bankrate, we asked and were offered a 5.49% car loan rate (down from our previous 7.25%) Our new payment is now $26.44 less per month and will save us almost $1000 on the remaining 32 months of the loan. The best part is that it only cost us about 30 minutes of our time, and $5 for the new title. Thank you - one thousand times!"

-- G. Auchter
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"Because I regularly checked Bankrate, I was able to lock into a 2 ½ year CD at 4%. Nowhere near four percent has been seen since then."

-- J. Margolis
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" I am frequently moving funds between banks that offer the highest interest yields. Bankrate.com offers me these institutions at a quick glance by listing their ratings, phone numbers, minimum deposits, interest rates and APYs. The information Bankrate provides about these institutions is everything I need to know to make a decision. Thanks Bankrate.com!"

-- P. Hitt
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"I don't think there is any other source of information on the Web that is as thorough and easy to use as Bankrate.com. I like the informative articles on financial topics such as credit cards and home equity loans. I'm glad I found your site - thanks!"

-- J. Amundson
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" I use Bankrate.Com to get the highest CD rates. I have CD's spread across multiple banks in various states. In these times of low yields and returns on stocks and bonds, searching out the best possible rates is more important than ever. Bankrate.Com gives me all the information I need on one website."

-- B. Zolad
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"I was paying a 10.74 interest rate on credit card debt. By using Bankrate.com I was able to get a ZERO percent interest rate for one year which will save me approx $600 over the year. Thank you Bankrate.com!"

-- Bankrate Reader
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"Bankrate.com guided me during my first home purchase process from realtor, mortgage rate, closing costs etc. - It educated me and saved a lot of time, hassle and money as well - I am thankful to Bankrate.com and would refer them to all my friends for all financial needs."

-- H. M. Shah
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"Thanks so much for your information listed on AOL personal finance website. I took your advice, called my credit card company and they didn't hesitate at lowering my APR from 12.99%....down to 7.99%, a savings of 5%. I appreciate the heads up. Thanks."

-- K. McGuire
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"Just want to thank Bankrate.com, for the service it is providing online. Recently, I have been researching financing vs. leasing a car, as well as researching information on 401K's. In both instances, the very useful information that I got came from the same company: Bankrate.com. Thank you very much for your help, and please keep up the great work."

-- Sean G.
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"By watching your mortgage graph and following the advice of the writers, I was able to "spot-the-trend" and re-financed on the March 23rd low. There is no way I could have had this success without your help. Thanks for the service you provide!"

-- Bankrate Reader
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"My wife and I are a young couple and still learning the ins and outs of saving, financing, and spending. Your web site is FANTASTIC. It is so easy to use and full of extremely useful information in layman's terms. I appreciate the hard work that you have put into your web site. Thank you very much."

-- A. Delaware
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"Finding your site is like finding pennies from heaven -- and hopefully those pennies will turn into dollars. I've always been a dummy about banks, rates, etc but now thanks to you I'm dangerous!!! I've already followed your advice and opened an account with an institution on your list. Thanks again."

-- A. Sziriski
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"I visit your site daily, both for information and for finance education. It is giving me the confidence to enjoy managing my money safely without obsessing about it. I am quite happy to tell everyone I know about the site. Thank you for empowering me (I HATE that term, but it sure applies here)."

-- S. Sitko
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"This week I will refinance my home and save $1,500+ by comparing a mortgage broker on your site with a few others. My refinancing will end up saving me an additional $44,000 and take 5 years off my loan. Many Thanks."

-- T. Mittleman
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