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RATE UPDATE Mortgage rates are tumbling. Is now the time to refi? See rates in your neighborhood.

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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 5.76% 5.99%
15 yr fixed mtg 5.50% 5.67%
5/1 ARM 5.95% 5.89%
30 yr fixed jumbo mtg 7.27% 7.36%
5/1 jumbo ARM 6.18% 6.15%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.13% 5.07%
$50K HELOC 5.03% 4.96%
$30K Home Equity Loan 8.38% 8.36%
$50K Home Equity Loan 8.43% 8.36%
$75K Home Equity Loan 8.41% 8.33%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.79% 6.80%
48 month new car loan 6.83% 6.84%
60 month new car loan 6.59% 6.60%
72 month new car loan 6.44% 6.44%
36 month used car loan 7.14% 7.15%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 2.83% 2.90%
1 yr CD 3.35% 3.42%
5 yr CD 3.77% 3.85%
1 yr IRA CD 3.04% 3.07%
5 yr IRA CD 3.67% 3.73%
Rates may include points
RATE TRENDS THIS WEEK

 
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NEWS THIS WEEK
Despite the industry's shaky bottom line, many banks still refuse to budge on price when selling real estate. Don't let the bad-economy Grinch ruin the holidays. Here are gift ideas to spread cheer and avoid a debt blizzard. Mortgage rates take a tumble as the Federal Reserve promises to buy half a trillion dollars' worth of mortgage debt. Trading in a large vehicle to save on gas is often a losing proposition, financially. Here's why it doesn't add up. See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. As nest eggs dwindle, many people in retirement seek to supplement their incomes with part-time jobs.
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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