| INSTITUTIONS |
Passbook 10/15/2008 |
Statement 10/15/2008 |
|
Rate
|
APY
|
Rate
|
APY
|
|
Total Bank Average
|
0.31
|
0.31
|
0.20
|
0.20
|
|
Total Thrift Average
|
0.56
|
0.56
|
0.63
|
0.63
|
|
National Average
|
0.46
|
0.46
|
0.41
|
0.42
|
|
|
New York Metro
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Chase Bank |
N/A |
N/A |
0.15 |
0.15 |
| Citibank |
0.40 |
0.40 |
0.40 |
0.40 |
| HSBC Bank USA, N.A. |
N/A |
N/A |
0.10 |
0.10 |
| Wachovia Bank |
N/A |
N/A |
0.15 |
0.15 |
|
New York Metro Bank Average
|
0.40
|
0.40
|
0.20
|
0.20
|
| Astoria Federal S&LA |
0.40 |
0.40 |
0.40 |
0.40 |
| Emigrant Savings Bank |
1.00 |
1.00 |
1.00 |
1.00 |
| Hudson City Svgs Bk |
0.74 |
0.75 |
0.74 |
0.75 |
| Queens County Svgs Bk |
0.40 |
0.40 |
0.40 |
0.40 |
| Sovereign Bank |
0.20 |
0.20 |
0.20 |
0.20 |
|
New York Metro Thrift Average
|
0.55
|
0.55
|
0.55
|
0.55
|
|
New York Metro Average
|
0.47
|
0.48
|
0.37
|
0.38
|
|
|
Los Angeles
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Citibank |
0.40 |
0.40 |
0.40 |
0.40 |
| Union Bank of California, NA |
N/A |
N/A |
0.05 |
0.05 |
| Washington Mutual Bank |
N/A |
N/A |
0.15 |
0.15 |
| Wells Fargo Bank |
N/A |
N/A |
0.10 |
0.10 |
|
Los Angeles Bank Average
|
0.40
|
0.40
|
0.18
|
0.18
|
| Downey S&LA |
0.41 |
0.41 |
0.41 |
0.41 |
| First Federal Bank of California |
N/A |
N/A |
1.00 |
1.01 |
| First Republic Bank |
0.40 |
0.40 |
0.40 |
0.40 |
| La Jolla Bank, FSB |
1.98 |
2.00 |
1.98 |
2.00 |
| PFF Bank & Trust |
N/A |
N/A |
0.60 |
0.60 |
|
Los Angeles Thrift Average
|
0.93
|
0.94
|
0.88
|
0.88
|
|
Los Angeles Average
|
0.67
|
0.67
|
0.53
|
0.53
|
|
|
Chicago
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Chase Bank |
N/A |
N/A |
0.10 |
0.10 |
| Harris National Association |
N/A |
N/A |
0.25 |
0.25 |
| National City Bank |
N/A |
N/A |
0.25 |
0.25 |
| Northern Trust Co |
N/A |
N/A |
0.50 |
0.50 |
|
Chicago Bank Average
|
N/A
|
N/A
|
0.26
|
0.26
|
| BankFinancial |
0.75 |
0.75 |
0.75 |
0.75 |
| Citizens Financial Bank |
0.15 |
0.15 |
0.15 |
0.15 |
| First Savings Bank of Hegewisch |
0.30 |
0.30 |
0.30 |
0.30 |
| Liberty Bank for Savings |
0.20 |
0.20 |
0.20 |
0.20 |
| Lisle Savings Bank |
0.75 |
0.75 |
0.75 |
0.75 |
|
Chicago Thrift Average
|
0.43
|
0.43
|
0.43
|
0.43
|
|
Chicago Average
|
0.43
|
0.43
|
0.35
|
0.35
|
|
|
San Francisco
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Bank of the West |
0.25 |
0.25 |
0.25 |
0.25 |
| Citibank |
0.40 |
0.40 |
0.40 |
0.40 |
| Washington Mutual Bank |
N/A |
N/A |
0.15 |
0.15 |
| Wells Fargo Bank |
N/A |
N/A |
0.10 |
0.10 |
|
San Francisco Bank Average
|
0.33
|
0.33
|
0.22
|
0.22
|
| Downey S&LA |
0.41 |
0.41 |
0.41 |
0.41 |
| First Republic Bank |
0.40 |
0.40 |
0.40 |
0.40 |
| Gateway Bank, FSB |
N/A |
N/A |
0.40 |
0.40 |
| Luther Burbank Savings |
N/A |
N/A |
1.47 |
1.50 |
| Sterling Bank and Trust |
1.74 |
1.75 |
1.74 |
1.75 |
|
San Francisco Thrift Average
|
0.85
|
0.85
|
0.88
|
0.89
|
|
San Francisco Average
|
0.59
|
0.59
|
0.55
|
0.56
|
|
|
Philadelphia
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Chase Bank |
N/A |
N/A |
0.10 |
0.10 |
| PNC Bank |
N/A |
N/A |
0.20 |
0.20 |
| TD Bank, NA |
0.25 |
0.25 |
0.25 |
0.25 |
| Wachovia Bank |
N/A |
N/A |
0.15 |
0.15 |
|
Philadelphia Bank Average
|
0.25
|
0.25
|
0.18
|
0.18
|
| Beneficial Svgs Bk |
0.50 |
0.50 |
0.50 |
0.50 |
| Citizens Bank |
0.20 |
0.20 |
0.25 |
0.25 |
| Firstrust Bank |
0.10 |
0.10 |
0.10 |
0.10 |
| Sovereign Bank |
0.20 |
0.20 |
0.20 |
0.20 |
| WSFS Bank |
N/A |
N/A |
0.10 |
0.10 |
|
Philadelphia Thrift Average
|
0.25
|
0.25
|
0.23
|
0.23
|
|
Philadelphia Average
|
0.25
|
0.25
|
0.21
|
0.21
|
|
|
Detroit
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Charter One Bank |
N/A |
N/A |
0.25 |
0.25 |
| Chase Bank |
N/A |
N/A |
0.10 |
0.10 |
| Comerica Bank |
N/A |
N/A |
0.15 |
0.15 |
| National City Bank |
N/A |
N/A |
0.25 |
0.25 |
|
Detroit Bank Average
|
N/A
|
N/A
|
0.19
|
0.19
|
| Citizens First Savings Bank |
N/A |
N/A |
0.25 |
0.25 |
| Dearborn Federal Svgs Bk |
1.49 |
1.50 |
1.49 |
1.50 |
| First Place Bank |
0.50 |
0.50 |
0.50 |
0.50 |
| Flagstar Bank |
N/A |
N/A |
0.50 |
0.50 |
| Northern Trust Bank, FSB |
N/A |
N/A |
0.50 |
0.50 |
|
Detroit Thrift Average
|
1.00
|
1.00
|
0.65
|
0.65
|
|
Detroit Average
|
1.00
|
1.00
|
0.42
|
0.42
|
|
|
Boston
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Century Bank |
0.10 |
0.10 |
0.10 |
0.10 |
| Citizens Bank of MA |
0.20 |
0.20 |
0.25 |
0.25 |
| Rockland Trust Company |
0.25 |
0.25 |
0.25 |
0.25 |
| TD Bank, NA |
0.10 |
0.10 |
0.10 |
0.10 |
|
Boston Bank Average
|
0.16
|
0.16
|
0.18
|
0.18
|
| Cambridge Savings Bank |
0.40 |
0.40 |
0.40 |
0.40 |
| Eastern Bank |
0.25 |
0.25 |
0.25 |
0.25 |
| Middlesex Savings Bank |
0.50 |
0.50 |
0.50 |
0.50 |
| Salem Five |
N/A |
N/A |
0.10 |
0.10 |
| Sovereign Bank |
0.20 |
0.20 |
0.20 |
0.20 |
|
Boston Thrift Average
|
0.34
|
0.34
|
0.29
|
0.29
|
|
Boston Average
|
0.25
|
0.25
|
0.24
|
0.24
|
|
|
Houston
|
|
|
|
|
| Amegy Bank |
N/A |
N/A |
0.50 |
0.50 |
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Chase Bank |
N/A |
N/A |
0.10 |
0.10 |
| Compass Bank |
N/A |
N/A |
0.10 |
0.10 |
| Wells Fargo Bank |
N/A |
N/A |
0.05 |
0.05 |
|
Houston Bank Average
|
N/A
|
N/A
|
0.19
|
0.19
|
| Beal Bank |
N/A |
N/A |
0.75 |
0.75 |
| Franklin Bank, S.S.B. |
N/A |
N/A |
0.50 |
0.50 |
| Guaranty Bank |
N/A |
N/A |
0.25 |
0.25 |
| Integrity Bank, SSB |
N/A |
N/A |
1.00 |
1.00 |
| Preferred Bank |
N/A |
N/A |
0.50 |
0.50 |
|
Houston Thrift Average
|
N/A
|
N/A
|
0.60
|
0.60
|
|
Houston Average
|
N/A
|
N/A
|
0.40
|
0.40
|
|
|
Dallas
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| Chase Bank |
N/A |
N/A |
0.10 |
0.10 |
| Compass Bank |
N/A |
N/A |
0.10 |
0.10 |
| Wachovia Bank |
N/A |
N/A |
0.55 |
0.55 |
| Wells Fargo Bank |
N/A |
N/A |
0.05 |
0.05 |
|
Dallas Bank Average
|
N/A
|
N/A
|
0.20
|
0.20
|
| Beal Bank |
N/A |
N/A |
0.75 |
0.75 |
| Guaranty Bank |
N/A |
N/A |
0.25 |
0.25 |
| OmniAmerican Bank |
0.10 |
0.10 |
0.15 |
0.15 |
| Southwest Securities, FSB |
N/A |
N/A |
0.50 |
0.50 |
| ViewPoint Bank |
N/A |
N/A |
0.50 |
0.50 |
|
Dallas Thrift Average
|
0.10
|
0.10
|
0.43
|
0.43
|
|
Dallas Average
|
0.10
|
0.10
|
0.32
|
0.32
|
|
|
DC Metro
|
|
|
|
|
| Bank of America |
N/A |
N/A |
0.20 |
0.20 |
| BB&T |
N/A |
N/A |
0.20 |
0.20 |
| Capital One, NA |
N/A |
N/A |
0.25 |
0.25 |
| SunTrust Bank |
N/A |
N/A |
0.20 |
0.20 |
| Wachovia Bank |
N/A |
N/A |
0.15 |
0.15 |
|
DC Metro Bank Average
|
N/A
|
N/A
|
0.20
|
0.20
|
| Acacia Federal Savings Bank |
N/A |
N/A |
1.98 |
2.00 |
| American Bank |
N/A |
N/A |
1.00 |
1.00 |
| Chevy Chase Bank |
N/A |
N/A |
0.20 |
0.20 |
| E*TRADE Bank |
N/A |
N/A |
3.25 |
3.30 |
| Presidential Bank, FSB |
N/A |
N/A |
0.25 |
0.25 |
|
DC Metro Thrift Average
|
N/A
|
N/A
|
1.34
|
1.35
|
|
DC Metro Average
|
N/A
|
N/A
|
0.77
|
0.78
|
|
|
 |
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