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Paying the piper -- We all know what we want in a house -- it's paying for it that is often the problem. And finding the money for a down payment is the No. 1 obstacle along that path. As you search for the home of your dreams, take time to learn what mortgages are all about and how to find the one that best suits your lifestyle and bank account.


I've found a house, now how do I pay for it? -- There are lots of different mortgage options available today. Here's a primer on what's out there and their advantages and disadvantages.

Clearing the down payment hurdle -- There are myriad ways to leap the down payment hurdle. Some strategies are for people who have some money saved up somewhere, and other strategies are for people who are practically broke.

How to choose a mortgage -- Understand the basics and the lingo to be on your way to owning your home.

High-ratio mortgages -- Before you sign up for a high-ratio mortgage, be sure you know what you're getting into.

No-money-down mortgages -- Mortgages that don't require a down payment sound tempting but can be a mixed blessing.

Closed vs. open mortgages -- What are open and closed mortgages, and which is best for you?

9 questions to ask when applying for a mortgage -- Here are the 9 key questions to ask at application time to help you find the best overall mortgage loan.

10 do's and don'ts for an ideal mortgage -- To pull your purchase off, try heeding some of these guidelines from our experts.

Everything you need to know about mortgage loan insurance -- You can still buy the house of your dreams even if the price tag looks out of your range. Mortgage loan insurance lets you buy the home you want with as little as 5 percent down.

Insuring your mortgage provides peace of mind -- Decide if peace of mind is enough of a reason to take on that extra monthly payment.

Other types of mortgages -- Your guide to alternative types of mortgages.




Home Buyers's Guide
B Y  T H E  N U M B E R S
  9 questions to ask when applying for a mortgage
  10 dos and don'ts for getting an ideal mortgage
  20 things that can alter the value of your home
  Top 5 home-buying mistakes
  Estimate your FICO score
  Mortgage calculator
  How much house can you afford?
  Get a biweekly mortgage payment plan

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