| Make
a plan and stick to it Making
a money-smart spending plan -- Do you fail every time you try to budget? Then
don't say the "B" word, which reeks of self-deprivation. Say "spending
plan" instead, and use it to help you get what you want to go. Written
budget separates savvy from clueless -- If you want to be a money-management
master instead of a debt-defying dawdler, you need a written budget or spending
plan. Here's how to create it. Tackle
credit card debts -- Organize, prioritize and vaporize your debts with our
step-by-step guide for paying down debt. Slash
your spending 5
ways to stretch your paycheck -- Hang on to more of your salary with these
tips. How
to cancel a credit card -- Be careful when closing an account or it may come
back to haunt your credit later. Escaping
from an auto loan or lease -- Want out from that bad deal you made? Here's
how to walk away with the least possible damage. 25
ways to start saving now! -- Cheapskates are chic! Here's how to cut the fat
off your lifestyle. 17
sneaky ways to save -- Build that emergency fund with these painless ways
to stash cash. How
you can save money when you're almost broke? -- If you run out of month before
you run out of money, these cash-conserving tips can help, says Money Matters
columnist Jeff Wuorio. Boost your
income Moonlighting:
Six steps to the right second job -- Sometimes the best way out of debt is
simply to increase your income. Reorganize
your debt 8
ways to consolidate your debts -- Always worried about the debt you're carrying?
Consider these 8 ways to dig yourself out of that hole. The
dangers of debt consolidation -- Are you tempted to take out one big loan
to pay off all those other nagging debts? Before you bundle your bills, check
out the pros and cons of these consolidation options. He
says, she says: Should one leverage home equity to consolidate debt? -- No!
Keep your cotton-pickin' paws off your home equity nest egg, says financial expert
Dorothy Rosen. He
says, she says: Should one leverage home equity to consolidate debt? -- Yes!
Convenience, lower payments and a tax break all make it smart, says Bankrate financial
expert George Saenz. Refinance
your auto loan? Yes! -- Love your car, but not the hefty interest rate you're
paying? Here's how to refinance your auto loan. Borrowing
from family -- It's uncomfortable, but sometimes it's your only option. Here's
how to get a loan from a relative without turning the family tree into kindling. | 
