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| What happens before, during and after
bankruptcy |
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Chapter
13: Discharge |
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Discharge usually occurs
within three to five years. The timing mostly
depends on when debts are paid in full. |
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| Chapter
13: Secured credit card (three years) |
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Bankrupt consumers can get
a secured credit card immediately after discharge. |
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Annual percentage rates are
usually from 15 percent to 25 percent. |
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| Chapter
13: Request annual credit reports (three
years) |
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Get a credit report from
each of the three major credit reporting agencies
(Equifax, Experian and TransUnion) immediately
after discharge. |
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Check for errors, missing
information and an "included in BK" notification
for pre-bankruptcy debts. |
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TOP STORIES |
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Compare Rates
NATIONAL OVERNIGHT AVERAGES
Rates may include points
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