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Bankrate's Guide to Life Insurance -- Once you accept that you need it, you'd better learn all you can about the various policies, their costs and which is best for you.

Bankrate's Guide to Benefits -- Good benefits can make a major difference in your life and level of comfort.
PLUS: Negotiating for better benefits

Ask Bankrate"Ask Bankrate" helps people make tough financial decisions with customized advice. Focusing on insurance, we help you with decisions like: How much insurance do I need? And more ...

Test your insurance IQ -- Surveys show 67 percent of Americans feel they have just about the right amount of insurance but, incredibly, 62 percent also feel they don't understand their policies very well. How about you?

Understanding insurance lingo

Health insurance terms

INSURANCE CATEGORIES
TOP STORIES
Top News Get help from a health-care hired gun -- Tired of trying to decipher and correct your medical bills? Then hire a specialist who thrives on the chaos of the modern health care system.

Getting the right renter's policy -- These tips can help you choose personal property coverage that pays.

No insurance against household pests -- When termites have literally eaten you out of house and home, your homeowners policy might be of little help.

What's your insurance IQ? -- Take our quiz and find out.

ER aid guaranteed (even if you can't pay) -- Hospital emergency room staff must provide emergency treatment before they ask how you'll pay for it, and some may provide it for free.

More insurance stories

AUTO INSURANCE

Car wrecked? 'Diminished value' may be your loss -- No matter how well your car is fixed following a wreck, it will never be worth as much. Should auto insurers pay for your "loss"?

Fraud's a fault of no-fault -- No-fault insurance was supposed to reduce rates, not encourage fraud.

Should bad credit mean sky-high insurance? -- Consumer advocates say no, but industry experts say it's an accurate predictor.

19 ways to save on auto insurance -- Industry experts share their secrets on getting the best deals on auto insurance and making sure you get the coverage you deserve.

More auto insurance stories

Get help from a health-care hired gun -- Tired of trying to decipher and correct your medical bills? Then hire a specialist who thrives on the chaos of the modern health care system.

Recuperate in style at an upscale hospital -- Increasingly, hospitals are transforming themselves into warmer, cozier places that have more in common with upscale hotels than with the dreary, impersonal wards of old. Nicer patient lodgings, however, do have a price.
PLUS: The hospital suite life

10 ways to avoid hospital overcharges -- An estimated 90 percent of hospital bills contain billing errors, costing the average patient $1,300. Deciphering a bill is a daunting task, but these 10 tips can save you a bundle.
PLUS: 8 most-common hospital billing errors

ABCs of Medicare -- Medicare is a top financial and political issue, but surprisingly, many Americans -- even among the elderly -- know and understand little about the giant program.

7 ways to avoid 'going naked' on health insurance -- Some 44 million Americans are "going naked" with no health insurance, risking their health and financial futures. But several options can protect you against disaster.

Unpaid medical bills can injure your credit -- If your health insurance doesn't pay your doctor bills promptly, you could find your credit rating on life support.

Do-it-yourself health insurance -- If your employer doesn't provide it, getting coverage can be tricky.

A new way to pay your medical bills -- On Jan. 1, more people became eligible to open Health Savings Accounts. They're an improvement, but not the best option for everyone.

Fighting your health insurance company -- How to avoid the fight when you can, and how to win it when you can't.

Protect your finances with disability insurance -- Long-term disability insurance covers your most valuable asset: the ability to earn an income.

12 questions for long-term care insurance -- Do your research before you need this expensive, but important policy.

How couples maximize health insurance benefits -- When both husband and wife work and have health policies, the choices multiply. Here's how to sort through them.

More health insurance stories

Home/Life

Insuring your collectibles cheaply -- To make sure your valuable collections are protected against disaster, you need special insurance to supplement your homeowners policy.

Homeowners insurance now comes in many guises -- It used to be common for homeowners policies to offer "guaranteed replacement coverage." Not any more. Is your house fully protected?

Insurance checkup: Taming PMI -- Homeowners hate paying private mortgage insurance, but it reduces your out-of-pocket costs.

10 things you need to know about homeowners insurance -- Make sure you're fully protected before disaster strikes.

The basics of life insurance -- What it is, who should get it and what to look out for.

More home/life insurance stories


eMoney Guide

Controlling your money online
Getting there, places to visit, things to do.



You're in debt.
You don't want to be.
Get out.
And don't go back.
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