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Millions of Americans are struggling to pay their mortgages as the economy slows and loans reset to higher rates. By acting quickly, these homeowners may stave off the worst-case scenario -- foreclosure and the loss of their homes.
Bankrate asked 10 top lenders -- Bank of America, Chase, Citigroup, Countrywide, IndyMac, National City, Residential Capital (GMAC), Wachovia, WaMu and Wells Fargo -- to outline their procedures for helping struggling borrowers to save their homes.
All provided detailed information -- with the exception of Residential Capital.
By clicking on the link assigned to your lender, you can learn about the steps you should take before missing a payment. You'll also discover the options available to you, including loan modifications and establishing a new repayment plan:
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