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PERSONAL FINANCE: NEWS & ADVICE
News, advice and tips on mortgages, home equity loans, CDs, car loans, credit cards and MMAs, interest rates, and more.
RATE UPDATE Mortgage rates dropped in our weekly survey. What happened to rates in your neighborhood?

TOP PERSONAL FINANCE STORIES
Down payment assistance vanishing?
The new housing law will stop seller-financed down payments for FHA loans -- unless a new bill passes.

To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
30 yr fixed mtg 6.32% 6.43%
15 yr fixed mtg 5.82% 5.94%
5/1 ARM 5.83% 5.85%
30 yr fixed jumbo mtg 7.45% 7.50%
5/1 jumbo ARM 6.38% 6.39%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
$30K HELOC 5.40% 5.42%
$50K HELOC 5.09% 5.15%
$30K Home Equity Loan 7.87% 7.84%
$50K Home Equity Loan 7.63% 7.61%
$75K Home Equity Loan 7.61% 7.61%
Rates may include points
To compare local rates enter ZIP code:
NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
36 month new car loan 6.73% 6.73%
48 month new car loan 6.78% 6.46%
60 month new car loan 6.47% 6.47%
72 month new car loan 6.32% 6.32%
36 month used car loan 7.10% 7.10%
Rates may include points
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NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK
6 month CD 3.12% 3.15%
1 yr CD 3.62% 3.63%
5 yr CD 4.15% 4.15%
1 yr IRA CD 3.25% 3.23%
5 yr IRA CD 3.93% 3.79%
Rates may include points
RETIREMENT AND INVESTMENT SPOTLIGHT
 
 
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NEWS THIS WEEK
See rates from our national survey of mortgages, home equity products, auto loans, credit cards and CDs. Women face unique obstacles when it comes to retirement, not the least of which are earning less and living longer. The brick-and-mortar economy may be grinding to a halt, but the Web is still fertile ground for striking startup gold. Hot for a new car but can't decide which? Click your way through this interactive to zoom in on the best choice. Home prices dropped 7.6 percent nationwide, but one city dropped more than 35 percent in one year. In an ironic twist, couples who are splitting up are fighting over who gets burdened with the house.
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* Mortgage rate may include points. See rate tables for details. Click here.
* To see the definition of overnight averages click here.

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