| |
| Item |
Louisiana |
U.S. average |
| Origination fees |
|
|
| Loan amount |
$180,000 |
$180,000 |
| Points |
0.454% |
0.485% |
| Points ($) |
$816 |
$874 |
| Administration fee |
$200 |
$237 |
| Application fee |
$282 |
$284 |
| Commitment fee |
-- |
$425 |
| Document preparation |
$204 |
$206 |
| Funding fee |
$188 |
$181 |
| Mortgage broker, origination
or lender fees |
$794 |
$853 |
| Processing |
$398 |
$369 |
| Tax service |
$76 |
$69 |
| Underwriting |
$343 |
$303 |
| Wire transfer |
$25 |
$24 |
|
|
|
|
| Title and closing fees |
|
|
| Appraisal |
$318 |
$327 |
| Attorney, closing or settlement
fee |
$396 |
$426 |
| Credit report |
$20 |
$20 |
| Flood certification |
$15 |
$14 |
| Pest, other inspection |
$60 |
$62 |
| Postage / courier |
$42 |
$45 |
| Survey |
$204 |
$234 |
| Title insurance |
$854 |
$756 |
| Title work: Title search, plat
drawing, name search, endorsements |
$190 |
$167 |
| |
|
|
| Total average fees |
$2,851 |
$2,748 |
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| The figures
displayed above were collected prior Hurricane Katrina |
| NOTE: Not every
lender charges for every item. The averages shown are for those
that do charge for the item. This chart omits taxes and government
fees such as documentary stamps, which can vary between cities
and counties. It also omits escrow and prepaid items, which
will vary by what day in the month and what month in the year
you have your closing. |
| Source: Bankrate.com
research |
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