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How to protect yourself from identity theft
By Bankrate.com
 1.
What is identity theft?
Identity theft is when someone assumes your identity and opens bank, credit
card or other accounts to commit fraud or theft. The Federal Trade Commission
says the crime
is growing at an alarming rate, with approximately 300,000 reported cases
in 2002. And, creative crooks are plotting new
schemes all the time.
2. How does identity theft happen?
Con artists need only one
slip of paper to steal your identity. Go inside
the mind of an identity thief who knows firsthand what you should do to
protect yourself. Check out his
tips.
3. What if I'm a victim?
You must prove
you're a victim of identity theft -- not a deadbeat who doesn't want to
pay bills. Act quickly and follow these 8
steps to clean up your credit. This worksheet
will help you track your calls.
4. Can I protect myself?
Vigilance is your best
weapon. Routinely check
your credit report for unauthorized activity, guard
your Social Security number and keep track of all
your accounts. More tips.
5. Is help available?
Some companies are joining in the battle but do
you need their help?
6. Why are students at risk?
College
students forced to flash their Social Security
number on a daily basis need to be especially careful.
Learn more
The
price of shredders; Dr.
Don's advice on identity theft; Identity
theft horror story; IRS
identity theft scam; Attack
of the cloned cards; Fed
to banks: Take basic steps to stop identity theft
Tools
A
clean-your-credit worksheet;
Quiz:
Are you safeguarding your identity?;
How
to order and read your credit report; 8
steps to take when your identity is stolen;
Identity
theft Q & A
-- Updated: April 30, 2004
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