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Credit can be a good thing -- if you use it wisely. By establishing a good credit history, you're on your way to a healthy financial future. You will get the best deals at the lowest prices. People with good credit histories save money. That's a fact.

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If you're already in credit trouble, don't get discouraged. There are ways to get back on the right financial track. Here's how to establish and maintain good credit, find the right credit card and turn bad credit into good.

Do's and don'ts for establishing credit, 7 steps to your first card, What's a secured card?, Key credit card questions, Everything you need to know about credit reports and scores, Simple plan for getting rid of credit card debts

Compiled by Dena Dubay, Dani Arthur, Amy Fleitas and Myra Cristobal. Illustrations by Brandy Kesl.

 

 

 
-- Posted: May 21, 2004

 

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College Financing
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NATIONAL OVERNIGHT AVERAGES
Stafford - in school 6.80%
PLUS loan 8.50%
Private loan 8.31%



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