THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for accountholders during times of economic trouble for the bank. Therefore, when it comes to measuring an a bank's financial resilience, capital is valuable. From a safety and soundness perspective, the higher the capital, the better.
Inter National Bank scored 18 out of a possible 30 points on our test to measure capital adequacy, beating the national average of 13.38.
A bank's Tier 1 capital ratio is a widely used measure of this buffer. Inter National Bank's Tier 1 capital ratio was 17.66 percent, higher than the 6 percent level regulators consider adequate, but less than the national average of 25.16 percent. The higher the capital ratio, the better the bank will be able to weather economic difficulties.
Overall, Inter National Bank held equity amounting to 14.48 percent of its assets, which exceeded the national average of 12.10 percent.