April 6, 2015 in Banking

U.S. Bank Contour Card

Bankrate’s 2015 Prepaid Debit Card Survey offers a rundown of the card’s many variables, including fees, restrictions and factors that may affect a consumer’s decision in choosing a prepaid debit card. The U.S. Bank Contour Card comes with a $4 monthly maintenance fee, as well as a $4 card activation fee.

U.S. Bank Contour Card

Are funds FDIC-insured? Yes
Monthly maintenance fee $4
Can the monthly fee be avoided? No
Card activation fee $4
Reload fee via direct deposit $0
ATM withdrawal fee (issuer’s ATM) $0
Nonissuer’s ATM withdrawal fee, not including any bank fees $2
ATM balance inquiry $0
Fees for point-of-sale transaction  $0
Fees for signature transaction $0
Paper statement fee $1
Paper statement at ATM N/A
Bill payment fee $0
Fee for customer service by phone $0
Declined transaction fee $0
Purchase overdraft available? No
Cost of purchase overdraft N/A
Inactivity fee $0
Notes: Free loads at U.S. Bank branches.

Bankrate.com surveyed 31 prepaid debit card offers Feb. 2-10, 2015. These are the resulting fees, restrictions and other card provisions.