Checking accounts come in a variety of styles. Some are free, some are not. Some say they are free and are not.
Who goes into the bank lobby anymore? ATMs make getting and depositing our cash easier. But are you paying too much for the privilege?
When will “free checking” cost you? It depends on the individual institution and your banking habits.
You need to keep some money in your account and balance your checkbook. The bank has responsibilities, too.