Chase Ultimate Rewards Debit Card
Limitations Annual fee Reward formula Cap Expiration
Signature purchases only $25 4 points for every $5 on purchases No limit None
Bonus Points: Earn 1,000 bonus points after first purchase made (signature). Earn up to 10 bonus points for every $1 spent shopping online at the Ultimate Rewards Mall. Earn double bonus points on airfare purchases when you use the online Ultimate Rewards Travel Tool.

Redeem: Redeem for most anything, including gift cards, cash, merchandise and travel.

Qualifying purchases: All debit card purchases made without using a PIN — signature, internet (except gambling), phone or mail orders, bill payments, contactless purchases and small dollar amount (purchases for which you are not required to sign).

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