Dear Terry,

I co-signed a car note for my son and he is five months behind on the car. Do you have any suggestions for him to bring the car note current? Neither he nor I have all the money to bring it current. He could do weekly payments, possibly.



Mary

Dear Mary,

If your son is five months behind, I’m surprised he still has the car.

He should immediately contact the finance company and see if they are willing to make any concessions, such as accepting partial payment, until he can bring the loan current.

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